Payday loan questions & Help Please?

[dianejsmith]

I need to know if I can get a payday loan the same day? Is there a payday loan company that will do everything online, without employment verification etc...? I have had overdrafts, can I still get a payday loan? I have tried some places but get denied. I am thinking it's because of the overdrafts. However my checks never got sent back to the merchant they were all paid by my bank. Will using a no teletrack increase my chances?
I need a small loan 500.00 to get by and my credit is bad. I don't really have anyone to turn to in terms of borrowing money at this time such as family or friends. I would appreciate any help that can be given. Thank you

[MSbklawyer]

I need to know if I can get a payday loan the same day? Is there a payday loan company that will do everything online, without employment verification etc...? I have had overdrafts, can I still get a payday loan? I have tried some places but get denied. I am thinking it's because of the overdrafts. However my checks never got sent back to the merchant they were all paid by my bank. Will using a no teletrack increase my chances?
I need a small loan 500.00 to get by and my credit is bad. I don't really have anyone to turn to in terms of borrowing money at this time such as family or friends.

Payday loan places are not very selective at all about who they a$$ rape -- most anyone will do just fine, thank you. About the only qualifications for the 'services' they offer is a checking account and some kind of income equivalent to about a half-time minimum wage job. Throw in some desperation, and you're their ideal client. They have a network that they use to determine if you've defaulted on other payday lenders. If you have, of course, that will probably disqualify you. But that's about the only thing that will.

I would appreciate any help that can be given. Thank you

The best help anyone could give you is to tell you to stay away from them at all costs. Do without something. Do without everything except basic minimal food, clothing and shelter. Go buy a box of saltine crackers and a half a dozen cans of Vienna sausage and live off that for a few days. Go stand in front of Home Depot with the Mexicans and get some yard work to earn some money. Hell, go donate blood plasma. Something, anything, but don't borrow money at 500%+ interest rate. You are literally selling yourself into debt slavery. I'm loathe to suggest a pawn shop to you, but at least they have (comparatively) reasonable interests rates of "only" 125%. And if you default they just keep your stuff. You won't end up with a judgment and wage garnishments and harassing phone calls.

And just in case I haven't been crystal clear:

DON'T DO IT!!!

[tobee43]

this is so depressing........

and to the OP....i know everyone is so broke....but you can think of a way unless it's that you have no food....and even in that case you can go to a church...don't let those payday or loan sharks steal your hard earned money....can't you borrow a "few" bucks to tide you over until pay day?? i mean REAL pay day.