I apologize if this has been previously covered but I went back a few pages and couldn't find anything specific....
Prior to BK I had a very small student loan (private) sent to a CA. They stopped calling a few weeks after I filed BK (I had to tell them 3-4 times to stop calling me and that I had filed). I can probably pay the loan off in a few months. However, my question is, do I still owe the collection fee they tacked on when it went to the CA (this was pre-filing)?
I also have a very large loan from Sallie Mae that is the result of consolidating all of my federal loans. It was actually in deferment on the day that I filed BK, so I am just waiting to hear from them.
Does anyone know if it is possible to roll the private loan into my consolidation loan, just to get the CA off my back?
Prior to BK I had a very small student loan (private) sent to a CA. They stopped calling a few weeks after I filed BK (I had to tell them 3-4 times to stop calling me and that I had filed). I can probably pay the loan off in a few months. However, my question is, do I still owe the collection fee they tacked on when it went to the CA (this was pre-filing)?
I also have a very large loan from Sallie Mae that is the result of consolidating all of my federal loans. It was actually in deferment on the day that I filed BK, so I am just waiting to hear from them.
Does anyone know if it is possible to roll the private loan into my consolidation loan, just to get the CA off my back?