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When do I start repaying after Chapter 7?

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    When do I start repaying after Chapter 7?

    I have been discharged. When do student loan companies start reporting to the credit bureaus? Do they report after Chapter 7? I noticed some people posted they are listed as paid, or zero balance. When do I need to start repaying? Should I wait for them to contact me? Thanks!

    #2
    You should start paying as soon as you're discharged. Otherwise you may inadvertently pay late. I would contact the lender and let them know you are discharged and ask when your next payment is due.
    Filed Ch. 7 Pro Se: 12/11/08
    341 Meeting: 1/7/09
    Trustee's Report of No Distribution: 1/9/09
    Discharged: 3/10/09

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      #3
      I have never stopped paying, just seems simplier to keep paying the same amount, on the same day each month that I always have for 8 years.
      Filed 5/27/09
      341 7/2/09
      341 held
      Discharge and closed 9/4/09

      Comment


        #4
        Originally posted by Rick9972 View Post
        I have never stopped paying, just seems simplier to keep paying the same amount, on the same day each month that I always have for 8 years.
        I never stopped paying either, I kept paying through my ch7 as I didnt want to lose the low interest rate I had for being on time for so long...I had to make the payments manually as they stopped pulling from my acct during the filing though.
        pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
        filed ch7 6-12
        341 7-25
        Discharged and closed 9-24

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