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Consolidation: Pre- or Post-BK?

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    Consolidation: Pre- or Post-BK?

    I recently graduated from college and have not yet consolidated my loans, although I very much want to to lower monthly payments and feel more organized in general. I am preparing to file Ch. 7 pro se in the beginning of June. Should I begin the consolidation process simultaneously, or wait until after BK? Will I even be able to consolidate post BK?
    Filed Ch. 7 (pro se) 6/15/09
    341 Mtg. 7/23/09
    Discharged and closed: 9/23/09

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