Well, after feeling like a rich girl and having every luxury, I suddenly find myself dead broke and in debt up to my rooftop. Due in part to a drug problem from fiance, but non-the-less, my problem.
2-3 years after all the crap of dealing with things and being able to acknowlege that yes, indeed, I am poor - and beyond, I have found a new way of making sure bills are paid and saving money.
My husband complains that I'm like my mom, but total opposite. See, my mom would spend $40 on a shirt and tell my father it only cost $10 so he wouldn't be upset. (FTR - every penny spent upset him) Me - well, I'll buy a $10 shirt, tell my husband it cost $40 and hide the rest of the money. LOL All of my bills are rounded up. Not just to the dollar, either. If my phone bill is $34, then in my mind it is automatically $50. If my electric bill is $172, it is in my mind $200. This has become the only way I know to save money.
When I got a phone line (didn't have a phone at all for about 6 months - while pregnant at that), I asked for the cheapest package possible and stated that I was poor. The lady laughed at me and said that I shouldn't think that way. In my head, I have to remind myself that I am poor everyday. If I don't think that I am poor I will, inevitably think I *can* spend this much here and there and will end up in the same old boat.
Before I would grab what I wanted off the shelf at the grocery store without looking at the price. Now, I try to buy off brand stuff as much as possible. I've even discovered that I have a preference to some off brand items. Three or four cents may not be much at the time, but I figure that if I save 3 or 4 cents everytime I buy something at the grocery store and purchase a couple hundred dollars worth of food, it does add up. Really it does.
It's a mindset for me, really. A lifestyle change. It did take a while for me to accomplish it, but I honestly think that it did finally click.
2-3 years after all the crap of dealing with things and being able to acknowlege that yes, indeed, I am poor - and beyond, I have found a new way of making sure bills are paid and saving money.
My husband complains that I'm like my mom, but total opposite. See, my mom would spend $40 on a shirt and tell my father it only cost $10 so he wouldn't be upset. (FTR - every penny spent upset him) Me - well, I'll buy a $10 shirt, tell my husband it cost $40 and hide the rest of the money. LOL All of my bills are rounded up. Not just to the dollar, either. If my phone bill is $34, then in my mind it is automatically $50. If my electric bill is $172, it is in my mind $200. This has become the only way I know to save money.
When I got a phone line (didn't have a phone at all for about 6 months - while pregnant at that), I asked for the cheapest package possible and stated that I was poor. The lady laughed at me and said that I shouldn't think that way. In my head, I have to remind myself that I am poor everyday. If I don't think that I am poor I will, inevitably think I *can* spend this much here and there and will end up in the same old boat.
Before I would grab what I wanted off the shelf at the grocery store without looking at the price. Now, I try to buy off brand stuff as much as possible. I've even discovered that I have a preference to some off brand items. Three or four cents may not be much at the time, but I figure that if I save 3 or 4 cents everytime I buy something at the grocery store and purchase a couple hundred dollars worth of food, it does add up. Really it does.
It's a mindset for me, really. A lifestyle change. It did take a while for me to accomplish it, but I honestly think that it did finally click.
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