Hello,
I'm in the 2nd month of my Ch. 13 bankruptcy-- It's been confirmed and I guess it's time for me to start fixing any mistakes on my credit report so in 4 years I'll be ready to start fresh again. Anyway I signed up for trucredit and my scores are 575, 547, and 575 for the three agencies. How bad is this? I read here that during chapter 13 (48 months for me) this score will hardly change, so I'm guessing even when I'm done paying this off it will be similar. Do I have a looong way to go? I'm pretty sure I will need another car in 4 years and was hoping I will be able to get a loan as soon as this is over. I'll be lucky if the one I have now will stay together until then.
I'm in the 2nd month of my Ch. 13 bankruptcy-- It's been confirmed and I guess it's time for me to start fixing any mistakes on my credit report so in 4 years I'll be ready to start fresh again. Anyway I signed up for trucredit and my scores are 575, 547, and 575 for the three agencies. How bad is this? I read here that during chapter 13 (48 months for me) this score will hardly change, so I'm guessing even when I'm done paying this off it will be similar. Do I have a looong way to go? I'm pretty sure I will need another car in 4 years and was hoping I will be able to get a loan as soon as this is over. I'll be lucky if the one I have now will stay together until then.
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