My FICO is a rip off!

[NASCAR20FAN]

Don't use My FICO! They charged me $35.00 for a year of their service. then they want to charge me $14.95/ Month to get a update on each on credit report! People say that FICO scores are pulled to get approval for mortgages and such, but don't waste your time of money on thier highway robbery!

[newstart]

I agree with you Nas, I couldn't believe they wanted to charge for updates. They say truecredit is not that accurate but you can receive free updates every 24 hours.

[NASCAR20FAN]

Now they are refusing to refund my money! I only registered to thier service 8 days ago and paid for a year!

[NASCAR20FAN]

I agree with you Nas, I couldn't believe they wanted to charge for updates. They say truecredit is not that accurate but you can receive free updates every 24 hours.

Yeat True ceredit is like that I use that right now. but I was rtrying to get accurate readings on my FICO scores as well.

[newstart]

Now they are refusing to refund my money! I only registered to thier service 8 days ago and paid for a year!

Nas, If you don't mind me asking how did you pay? credit card? dispute it for removal. check? stop payment.

[NASCAR20FAN]

Nas, If you don't mind me asking how did you pay? credit card? dispute it for removal. check? stop payment.

CC, but that really isn't thwe point! They claim to provide a service and they steal your money

[newstart]

you are right because when I cancelled my service they immediately sent me an email and said I should go till the end of the month because they were not going to refund my money. So it is principle of the whole thing.

[edwards2]

nascar....happened to me too. I got ripped for the remainder of the month but I sent them a registered letter to cancel their service and called them. I dont recall their exact wording about cancelling the membership? Look that up and take them to task but do it in writing too...they can deny anything verbal.

[NASCAR20FAN]

I filed a complaint with the BBB today, they cannot do that!

[macahs]

Identity Guard the same

I started a thread regarding Identity Guard who did the same thing to me. I'm disputing it w/ my bank as they are refusing to refund my money. I called about that yesterday and then today I ordered a TransUnion for my hubby and the info I.G showed for TransUnion doesn't show nearly the same as TransUnion did.. and I only ordered the I.G 3 in 1 two days ago! I was ripped off by $50 because it was $25 per 3 in 1 and I ordered one for myself and hubby.

CC, but that really isn't thwe point! They claim to provide a service and they steal your money

[NASCAR20FAN]

I will get my money back either way!

[dscurlock]

Read TOS

I started a thread regarding Identity Guard who did the same thing to me. I'm disputing it w/ my bank as they are refusing to refund my money. I called about that yesterday and then today I ordered a TransUnion for my hubby and the info I.G showed for TransUnion doesn't show nearly the same as TransUnion did.. and I only ordered the I.G 3 in 1 two days ago! I was ripped off by $50 because it was $25 per 3 in 1 and I ordered one for myself and hubby.

has anyone bothered to read the Terms of Service, normally when signing up for some service, you made a check mark, which makes you liable...I never read the TOS myself, and I doubt 99% of people do not either.

[NASCAR20FAN]

has anyone bothered to read the Terms of Service, normally when signing up for some service, you made a check mark, which makes you liable...I never read the TOS myself, and I doubt 99% of people do not either.

TOS do not apply and are null and void when Customer Service reps lie to you.

[macahs]

Another thing I realized yesterday was the TransUnion score is 25 points LESS than what Identity Guard's TransUnion score was.

Terms or not (which yes, normally I would kick myself for that reason) - this is blantant and completely inaccurate reporting. Kind of ironic considering that's why I went to them in the first place. ;)