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2015 Financial and Credit Goals

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    2015 Financial and Credit Goals

    Here are my goals for 2015, please share yours and your progress during the year.


    1. Have $30,000 in credit across my credit cards and store cards.

    2. No additional inquires this year.

    3. Continuation from last year: Have all three FICO scores over 700 by December 31, 2015.

    4. Knock my loan down to half the balance, $6500 by December 31, 2015.
    Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
    Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
    Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676

    #2
      • All 3 FICOS up to 700.
      • No applying or requesting line increases until December of 2015.
      • I am currently four months pregnant. We've decided for at least the first two years of the baby's life we are going to try not to increase our cost of living by more than $200. People call me crazy. I take it as a challenge.


    That's pretty much it, we have already met our monetary goals for the year.
    Filed No Asset Chp 7 BK: January 2010
    Discharged: August 2010
    A life lesson well learned.

    Comment


      #3
      - FICO's up to 700
      - Three credit cards
      - $25,000 in savings.

      Comment

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