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    Discover It Card....

    I am thinking about adding another CC. I filed in Nov 12 and Discharged in Feb of 13. I have a CapOne with $3000 limit.

    Is it too early? Do you know which Credit report they pull? Is Discover Card BK7 friendly?

    Thanks PG
    Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
    Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
    Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676

    #2
    Discover has been known to pull any of the 3 creditors. They pulled Equifax for me.

    If Discover feels you are close to meeting their requirements but are not quite there, they may counteroffer a secured Discover it. I have one and I like it.
    Chapter 7, above median, no asset. Discharged with no UST involvement.

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      #3
      I was discharged in August 2010 and got an offer that I accepted in Feb 2014 for a Discover IT card with $1000 credit limit.

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