Account that was included in my Chpt 13 bankruptcy is showing as a charge off

[jherron]

I pulled my annual credit report last week and noticed that an account that was included in my bankruptcy is now showing as a charge off. The amount they are charging off is the amount my bankruptcy didn't pay. I thought accounts that were discharged through bk could not show as CO as of May 2014. I was discharged May 2013. I disputed this item, but the credit agency came back and stated it would remain on my credit report and no changes would be made. I sent them a list of all the accounts that were included in my BK. The list clearly shows the account I was disputing. What are my other options in getting this corrected?

Thanks!
Janet

[justbroke]

After you dispute it in writing and make varied FCRA threats, you could re-open your bankruptcy and file either file a complaint or contested matter alleging that they are trying to collect through coercion which would be a violation of discharge injunction. You might even get an attorney to take it on contingency. (One of those bankruptcy attorney's that like to do consumer-attorney type of work as a defender of the debtor.)