I was discharged less than a month ago, and I applied for a capone cc today and was approved for $3000. First year is interest free. I am feeling great!
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When the annual fee is about to be due, perhaps you can request a product change to a card with no AF. Cap1 reps say it can't be done, but all you have to do is contact the executive office (email works and I've heard facebook does too, but I don't use FB). Many people have had success with contacting the EO for a product change.
eta: Sorry, forget to say congratulations! Use it responsibly.Chapter 7, above median, no asset. Discharged with no UST involvement.
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Originally posted by TXskyblue View PostWhen the annual fee is about to be due, perhaps you can request a product change to a card with no AF. Cap1 reps say it can't be done, but all you have to do is contact the executive office (email works and I've heard facebook does too, but I don't use FB). Many people have had success with contacting the EO for a product change.
eta: Sorry, forget to say congratulations! Use it responsibly.
Good Luck!Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676
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I was approved by Capital One also 2 months after Chapter 13 bankruptcy discharge $3000 limit. Thought I wouldn't be,applied online got the message about contacting me in 10 days so I thought I was denied. Forgot about it then got an email that my card was on the way. Will just be using it to get my credit score up.
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