Wells Fargo Home Rebate Card

[PhillyGuy]

Anyone have this card? I see that there is a 6 month limit for the 5% back onto your mortgage.

Is there any % after the first 6 months?

[catleg]

I'm not enthusiastic about Wells Fargo's card offerings since they want to just recycle your rewards into their money trap. But they have done all right by me with opening a secured card (must have a bank account with them first) with a low fee ($25) and provided increases based on volume run through the card and finally an unsecured card with the same limit after about a year. But they don't seem to be willing to lay out the marketing investment to create any truly interesting products. But a WF card is a good tool to start out with and leverage a secured to an unsecured account with minimal cost. But once you've built that up I think you step up to other more aggressive marketers like Cap1 and Barclays. Idealy you need 2-3 cards to start rebuilding so I would recommend opening a WF checking account in order to apply for a secured card, also just about anyone with a pulse can get a Kohls. My 3rd baseline cards was the ORchad Bank unsecured $59 fee for $300 limit visa,in fact I beleive there was a $39 app fee as well. But that's a solid triangle to build from, make sure every discharged debt and judgment is listed on your credit as IIB - Included in Bankruptcy.