In reading all kinds of articles on rebuilding credit after a BK. I saw that being added as a credit card co-applicant or authorized user is another option. Keep in mind, the primarily person must trust you and you need to trust them to keep up current payments. They need to have excellent payment history since you are basically using their past credit history.
One article said to become a secondary authorized user and when you get the card, just give it back to the primary account holder so you cannot use it.
Has anyone tried this and did it work?
Thanks
PG
One article said to become a secondary authorized user and when you get the card, just give it back to the primary account holder so you cannot use it.
Has anyone tried this and did it work?
Thanks
PG