2 new collections on CR post-BK

[Pjmax]

UPDATE: As of tonite they are OFF Experian! So, Midland did as they said they would. Hope EQ and TU don't take too long!

[bluldy]

Also happened to me. Does anyone have the number for Midland handy?

[SadPanda]

I called the number on their site, 800-265-8825. It was pretty quick and easy - I explained the situation and I was asked for my name, address and social security number. That was pretty much it. I was told that it was a mistake and it would be removed from my credit reports within a couple of days. Hopefully, it will be, and hopefully there won't be any more mistakes by collection agencies on our credit reports.

[bluldy]

Thank you so much. I called and was also told it was a mistake and they will fix it.

I called the number on their site, 800-265-8825. It was pretty quick and easy - I explained the situation and I was asked for my name, address and social security number. That was pretty much it. I was told that it was a mistake and it would be removed from my credit reports within a couple of days. Hopefully, it will be, and hopefully there won't be any more mistakes by collection agencies on our credit reports.

[tobee43]

mistake my butt. i would still turn them into the FTC. how many people are not as smart as you guys and call them and ask them what do i owe you to clear this up? and pay! someone should still turn them in. i would, but i don't know who they are, or never borrowed from them. they are naughty and who makes a mistake of this type of magnitude?

[Pjmax]

I do believe someone on another forum who happens to have a whiz-bang consumer attorney is filing a class-action suit.

[SadPanda]

At the very least, since they're aware of this mistake on so many people's reports, they should be removing the information from everyone's reports without people having to call. A lot of people don't check their credit reports, or they don't check it often enough.

Let's say someone checked their reports today and saw that everything was fine, so they decide they will apply for credit/loans/etc. soon - what if, in a couple days, some company makes another mistake and a new false debt shows on their credit report? The person thinks their credit is fine, because they just checked it a few days ago, but oops! A collection company screwed up again, this person didn't know, gets denied the credit they applied for, and has new hard inquiries on their report for nothing.

[SadPanda]

Pjmax, are you joining the class-action suit? Do you think it would be worth it? I just want these companies to stop making these mistakes. I'm afraid they're going to continue.

[tobee43]

https://www.ftccomplaintassistant.go...x?Lang=en#last

everyone on this thread that was contacted via their CA report, or letter should click on this link and file the complaint with the FTC. really. it works and if they see it happening over and over they will step in. i believe that, only because every time i have had a issue i use them and the problem disappears. in the mean time if there is a case action suit everyone that was bothered should hop on the wagon, but just remember these case action suits the largest beneficiary of such suits in most cases.