2nd CC?

[lilacs80]

Hi everyone,

I haven't posted on here in a while. I've been discharged - chapter 7 for 3 years now and recently found out my credit score is 740 when I purchased a new car (which was successful). I only have one credit card - Cap One. I had this card about for about 2 years now.

What other cards can I apply for and be approved so I can continue to build my credit. I've been using Cap One to make small purchases like gas and groceries but paid off apache month. Mainly keeping it for emergencies.

I would really like a 2nd card. Any suggestions?

Thanks!

[LadyInTheRed]

Barclays is BK friendly. I suspect you have lots of options given your good score and the fact that you are 3 years out of BK.

[lilacs80]

Barclays is BK friendly. I suspect you have lots of options given your good score and the fact that you are 3 years out of BK.

Thanks for the suggestion!

Haha....I wish I have a lot options! I'm not sure which cards would approve me so I didn't want to apply and get denied. That's why I decided to get back on this forum and ask. Hopefully I do end up with a ton of options!

[justbroke]

If you are with or can get membership with Navy Federal Credit Union, you would have the one card to rule them all.

[lilacs80]

If you are with or can get membership with Navy Federal Credit Union, you would have the one card to rule them all.

Thanks! But I'm not in the navy so I don't think I can get membership with them?

[justbroke]

Thanks! But I'm not in the navy so I don't think I can get membership with them?

It's any Military branch or Department of Defense (civilian), or any family member can be your sponsor. if not, then try to find a good local credit union. Credit unions tend to be more friendly.