Does Chase work with people after BK?

[PhillyGuy]

Has anyone gotten a Chase CC after their BK?

[Floridagail]

No, Capital One and eventually Barclay will offer you a card. Chase is not bankruptcy friendly.

[Logan]

I have a Chase CC but only because they bought WAMU. They're not BK friendly so I wouldn't apply if I were you.

[pinkpeanut01]

Nope. I just applied for a Disney Rewards card after they sent the offer to me in the mail, and I was declined. My "only" negative was my BK (as opposed to too many inquiries, credit utilization, etc.).

[keepsmiling]

Chase can stick it where the sun don't shine.
Too bad so many of the good rewards cards seem to be their monopoly

[sophieanne]

I'm not a Chase fan but I don't dislike them either. They are the only creditor who didn't file a claim. They've walked away from $20,000 worth of debt. My attorney told me the time to file is over and they can no longer file a claim. I don't think there will ever be a Chase card in my future but that's ok..i don't want any credit cards in the future.

[iswmle]

No, Chase is definitely not BK friendly in terms of their credit card, but they will let you open up a checking account. I seem to recall quite a while back someone who charged them off decided to open up a bank account because they got one of those "open an account, get $200" offer, and ran into no issues. I charged them off, but honestly never had too many issues with them or Citi. The bank that gave me the most grief was NFCU.

[Forthebirds]

Will Chase never give a person who has filed BK a card or does it have to be a few years until they will?

[hrguy]

7 years post-BK seems to be the minimum, however once the BK is gone from reports, you usually are good with Chase.

[Peeps]

I find it interesting that people insist Chase will not extend credit post-BK. Maybe it is rare, but Chase DOES work with people post-BK. I had a Freedom Signature card survive my BK. It had a zero balance and was not IIB. It's not like they didn't notice the BK; they pulled soft reports every month during my BK and afterwards. About a year after my BK was discharged I requested and received a credit line increase. They doubled the limit. So it is possible. They stopped pulling soft reports about a year after my BK discharged. I use the card and PIF every month.