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Don't Ruin your Fresh Start!

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    #16
    Originally posted by BassBoy
    Great point.......and it's not like the annual fee will last for the rest of your life. Once your credit is restored and your finances are back on track, it should be fairly easy to obtain an unsecured, higher limit, low interest, no annual fee credit card.
    Not to contradict my original statement, but I don't want to fall into the clutches of the CCC's again as well. For the first time in years, I feel like things are returning to the way they were 10 years ago. I like this feeling of not being tied down and strapped every month. I got my Fresh Start (THANK GOD!) and I don't ever want to ruin it.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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