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Should I apply for Amazon.com CC?

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    #16
    interesting enough, last evening when i was completing some last minute Christmas shopping at amazon, i was asked if i wanted to apply for the card and get $20 off my first order. since the order was a HUGE $15, and after reading this thread, i thought, shoot, i'll give it a try. i got the order for free ( it was a few classical music cds), and still have $5 credit towards my next order. worked for me

    i got $700 instantly, and it was so quick it just must have been determined on my credit score as someone stated above. the card is issued by GECRB and not chase. i know chase would not give us anything since we also had CC's in IIB and a nice HUGE mortgage. so, i think they have nothing to do with the amazon card. at least, not at this time.

    bill me now, on the other hand, which i use to use all the time, but had as quite a large balance IIB, will not extend any credit for me. i like that card for any internet buying, but again, as someone mentioned it is hit and miss with them. although, i think IF you had a card with them you chances are slimmer than if you did not. hard to really tell either way. i just like my "free" stuff from amazon. although, i'm not happy about having another card with $700 available on it. my credit karma indicates i have over 56k of credit available pulling down my score. i don't, and there is no way to correct that information with them. none of my credit reports indicate i have such credit lines, that's why i know credit karma is full of it, i thought they pulled their info from trans union, but that can't be, since trans union certainly does not indicate open credit lines over over 56k on my report. it's a crap shoot, that's for sure.

    oh!! forgot, yes chase did the same exact thing to us, raised our payments like triple and that did help dive up to bk as well, although chase was not alone with this practice. i know for us we use to pay way over the min amounts due and by the time the banks raised up all the payments, we were expected to find under our beds, i guess they figured, another 4k or so a month to pay their min due. ( we had high balances due to over 200k worth or medical expenses at the time).
    8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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      #17
      Originally posted by tobee43 View Post
      the card is issued by GECRB and not chase.
      GECRB is very BK-friendly. They approved me for the PayPal Extras MC with a $1,000 CL. I also got their WalMart CC.

      I'm hoping of converting that Walmart store-card to the Discover Walmart at some point which is also issued by GECRB.
      Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
      FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
      FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

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        #18
        Originally posted by IBroke View Post
        GECRB is very BK-friendly. They approved me for the PayPal Extras MC with a $1,000 CL. I also got their WalMart CC.

        I'm hoping of converting that Walmart store-card to the Discover Walmart at some point which is also issued by GECRB.
        guess so! well, frankly, i didn't need another card. we have one main one and one small one for just in case situations. although it's nice since i do so much ordering on amazon.
        8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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