The best way to rebuild your credit is to marry someone with good credit

[Logan]

I have rebuilt my credit like everyone else here but I did get married 2 years ago to a woman who has a 800+ FICO. We just got the Costco AMEX with a 25K limit and added me as an authorized user. I also have a USAA card with a 25K limit.
I'm 5 years out of BK next month and thanks to my wife I can qualify for any credit I would want or need through her. I know this is not an option for alot of folks here but I just thought it was something useful to pass along.

Logan

[AngelinaCatHub]

Good to see you again, Logan. I think you know how we feel about CC's. Don't sell your soul to that devil again. Remember where you came from five years ago. I wish to owe no person or entity. Riding the wife's coat tail is fine but things would change back if you got a divorce (as an example). Beat temptation. 'Hub

[df04527]

Amen hub!

[keepsmiling]

Funny, I'm just picturing the Match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
Not seeing my dh approving tho.
Congrats and be careful... and smart.

[ValleYum]

Funny, I'm just picturing the Match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
Not seeing my dh approving tho.
Congrats and be careful... and smart.

LOLOLOL This ^^ Totally this ^^.

[tobee43]

Funny, I'm just picturing the Match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
Not seeing my dh approving tho.
Congrats and be careful... and smart.

what??? i think that's a very reason request! LOL!!! too funny!!!

[pamkev]

Funny, I'm just picturing the Match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
Not seeing my dh approving tho.
Congrats and be careful... and smart.

Love it made my day

[Logan]

Good to see you again, Logan. I think you know how we feel about CC's. Don't sell your soul to that devil again. Remember where you came from five years ago. I wish to owe no person or entity. Riding the wife's coat tail is fine but things would change back if you got a divorce (as an example). Beat temptation. 'Hub

Hi Hub.
We play the cashback game and never carry a balance. 5%target card,5% Lowe's card, 3% back on gas, 2% on dining.......well you get the picture.
We''re debt free and will stay that way.
Logan

[Logan]

Funny, I'm just picturing the Match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
Not seeing my dh approving tho.
Congrats and be careful... and smart.

I met my wife just before I went bk. I didn't tell her for two years and by that time she new me and what I had gone through in my life to end up in BK.
I never really thought of how my credit would be helped by her at the time.
Logan

[LadyInTheRed]

I never really thought of how my credit would be helped by her at the time.

I am so glad to read that after reading the title of the thread! Credit rebuilding is a pretty lousy reason to get married. But, if you are going to get married anyway, I can see how it would be a big advantage.

Glad you have recovered so well after your bankruptcy!

[Amy26]

Hehe grats! That's very awesome to see you still floating around here.

My method was just to get the BK removed from my reports.... I got it off Equifax (and it removed all the IIB accounts) and now I'm trying Trans Union. I just got an instant approval at Pentagon Federal for a 20,000 cash reward card. So, I'm pretty stoked about that.

[basketsbears]

funny, i'm just picturing the match.com ad for that.... "looking for a guy with a sense of humor, strong family values, and an 800+ credit score "
not seeing my dh approving tho.
Congrats and be careful... And smart.

lol!!!

[Logan]

Hehe grats! That's very awesome to see you still floating around here.

My method was just to get the BK removed from my reports.... I got it off Equifax (and it removed all the IIB accounts) and now I'm trying Trans Union. I just got an instant approval at Pentagon Federal for a 20,000 cash reward card. So, I'm pretty stoked about that.

Nice!!!

[ValleYum]

Hehe grats! That's very awesome to see you still floating around here.

My method was just to get the BK removed from my reports.... I got it off Equifax (and it removed all the IIB accounts) and now I'm trying Trans Union. I just got an instant approval at Pentagon Federal for a 20,000 cash reward card. So, I'm pretty stoked about that.

WTG Amy!!

Any details you'd care to share about the removal?

[pamkev]

WTG Amy!!

Any details you'd care to share about the removal?

Yes I would not mind details either