Credit Card offers out of BK13?

[fslady]

When I filed Ch 13 in 2007 I got credit card offers every day for several weeks - I thought it was funny that I was being offered more of the same that got me into BK in the first place?
Now, 5 years later, the Ch 13 is paid off on time - and I was expecting to see credit card offers in the mail again. But nothing is coming in. Is that normal?

[lillymarlene]

I filed chapter 13 October 2010, and I got several credit card offers, at least 4-5 per week for about a year. They are still coming, but there seems to be a lot less, maybe about one per month. You're probably right that this is "normal." I think some banks target people who just started chapter 13's or just got out of chapter 7.

[MSbklawyer]

Have you actually received your discharge yet? My clients, both 7 and 13, report that they are inundated with card offers once they get their discharge.

[fslady]

I received the trustee's discharge in February but no credit card offers as of today. I'm not complaining 'cause I don't know if I ever want one again - but I'd like the opportunity to shred a few offers

[ace300s]

I received my trustee's discharge about three weeks ago. My wife and I have received no credit card offers.

I hear about all these offers after discharge. Wondering why we haven't gotten any?

[AngelinaCat]

We were inundated also just after we filed our Ch7 in 2007. After we were discharged, we really haven't gotten any that I recall. We used to get offers via email from OrchardBank, or whatever its called, and after I reported them enough times (I guess) as a phishing scam, we haven't had those either...