Any gas cards easy to get?

[justbroke]

We're just trying to make sure that people are practical once they exit bankruptcy. Carrying balances (> 30%) should never even be contemplated. For a real emergency, your car just broke down, I can see revolving some credit... but you should have an emergency fund built up.

Credit is a useful tool and if you use it correctly, you can get discounts. The discounts I like to see people get, is lower interest rates on those purchases that they "must" complete with credit (car, house, maybe major appliances, etc).

BTW, why is it that all these department stores seem to be so "proud" about their 24%+ APRs?