Ive been a member of credit karma for a while now, My Pre Filing score was like 540 I think. I had my 341 meeting last week, and my score on credit karma keeps going up and up its at 624 today, I notice it says my balances are reducing I assume the status for the accounts are being updated.. From what I've heard CreditKarma is not a very reputable source for a score.. I'm also paying for score watch with MyFico.com but no updates there... Any thoughts?? Should I take the changes on credit karma seriously?
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Retained Atty 4/2/12 - Filed 4/24/12 - 341 Meeting 5/23/12 - 
7/30/12 It's all over 
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Third party score providers are useful when watching changes month over month. Just know they are not your official lending scores and can be off as much as 100 points. -
Is there a way to get the actual lending scores? Is myfico.com considered third party too? Retained Atty 4/2/12 - Filed 4/24/12 - 341 Meeting 5/23/12 - 7/30/12 It's all over Comment
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MyFICO is the official place to get your "fico" score.Comment
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Lending scores can only be obtained from lenders like car dealers and mortgage folks. Myfico is a closer representation of your actual lending score more than any other provider like HHM said but true lending scores and what they use are customized industry specific and proprietary. Don't be fooled by the hype of all the third party sellers, but they are useful for certain purposes like I said. hthComment
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I pull Credit Karma myself on an almost daily occurance since the BK. The actual score on there compared to my true FICO score varies by about 20 points though.Ch 7 filed 8/15/11 341 9/22/11 Discharge 11/28/11
The rebuilding begins
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My Creditkarma scoce is only about 5+ over myFICO transuntion score, so I have cancelled my Score Watch and save $10.95 a month! MyFICO needs to give discounts as the Score Watch isn't worth $14.95 a month let alone $10.95!November 2, 2009: Filed Chapter 7, December 10, 2009: 341 Done! January 11, 2010 Last Day for Objections! February 9, 2010 Discharged!!! February 12, 2010 Case Closed, MyFico on 11/09: 550, Now: 715!Comment
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It's worth at least what you pay for it..........Originally posted by NYY053 View PostAll information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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Yeah I think I'm canceling Score Watch as soon as the 3 month min is up, mine has been more or less 20 points apart. Retained Atty 4/2/12 - Filed 4/24/12 - 341 Meeting 5/23/12 - 7/30/12 It's all over Comment
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Credit Karma is certainly good in the early stages to keep updated on utilization changes, dispute results, etc.Ch 7 filed 8/15/11 341 9/22/11 Discharge 11/28/11
The rebuilding begins
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