Secured Card After BK7

[ace300s]

I'm coming up on 60 days after my 341 for BK7. I'm starting to think about getting a secured credit card for traveling (hotels and rental car). Using my Visa debit card can be a pain with the holds.

Is it best to jump right in and apply for a secured credit card or wait a few months?

Should I avoid companies that were included in my BK7? I had a Capital Visa and Mastercard, ect. Will they flat say no way?

[soccerguy]

I'm coming up on 60 days after my 341 for BK7. I'm starting to think about getting a secured credit card for traveling (hotels and rental car). Using my Visa debit card can be a pain with the holds.

Is it best to jump right in and apply for a secured credit card or wait a few months?

Should I avoid companies that were included in my BK7? I had a Capital Visa and Mastercard, ect. Will they flat say no way?

if u included the big banks stay away ,they are not bk friendly.
capital one will give you a credit card 3 -4 months post bk
try CU's

[jetsfan2010]

Ive read where some ppl were about to get a Cap 1 CC just weeks after their BK discharge

[luckstyl]

I got a Cap 1 card a couple of days after my discharge, as well as Orchard. Cap 1 secured, Orchard unsecured.

[jetsfan2010]

USAA offers a great secured card option if you are a full member of their bank.

[Floridagail]

I would wait for, unsecured offer will be coming ,People keep suggesting CU's , they were not friendly to me. But i am in Florida.

[soccerguy]

I would wait for, unsecured offer will be coming ,People keep suggesting CU's , they were not friendly to me. But i am in Florida.

i am in florida too, and i got 1 loan and 1 credit card from CU's

[soccerguy]

USAA offers a great secured card option if you are a full member of their bank.

are they bk friendly?
i am not a full member

[jetsfan2010]

If you arent a full member the card is not available to you.

[soccerguy]

If you arent a full member the card is not available to you.

yes they are,but only some cards

[jetsfan2010]

the secured card isnt

[soccerguy]

the secured card isnt

you're right

[lizzbit26]

My discharge date was November 2010. I was able to get a Wells Fargo Secured Card 13 months post filing date and Cap 1 secured card 1 year post discharge date.

[spydc]

I strongly recommend joining State Department Federal Credit Union (sdfcu.org). They do not pull credit for joining and I don't believe they pull credit for their secured card/loans if you apply over the phone. It is extremely easy to get and you can always add more funds to increase your credit limit without a hard pull.

I got a secured loan and secured credit card with them a week after CH7 discharge.

[jetsfan2010]

Never heard of SDFCU but will look into them myself.