Capital One Venture Card

[reben]

Does anyone has Capital One Venture Card have earn you miles for every dollar you spend. I just received an offer in the mail with no annual fee and 0% interest for the first year. I don't care about earning miles but would like to know if Capital One accept people with BK for this card. I don't want to apply if I know they'll reject me.

I do have Capital One regular card for 2 years now. Thanks.

[Bell30656]

Capital One has forgiven my bankruptcy and issued me a card but I haven't reached a level to receive a card with any rewards or benefits from them.

[HHM]

The Cap One Venture card is for those with Tier One credit; now, whether a BK matters, don't know. I think it just depends on your current credit score and it doesn't hurt that you already have a Cap One. card.

Why are you worried about applying. The most overblown myth of credit is that credit inquiries damage your credit, that is not the case. In most cases, a credit inquiry has no effect. To have inquiries affect your credit you would need to apply for various types of credit, multiple times over a 2 month time frame.