Since our discharge in July, I have a $200.00 Capital One secured card. I got an offer for a merrick bank Visa. I applied online and was approved for an 1100.00 credit limit, no fees or start up fee. Within a week I had the card. I did read a few negative reviews about them so am a little worried. It seems they hold the available balance for a week or more even after a direct payment was made. Anyone have this card? I made a purchase yesterday and will set up a payment tomorrow as a test. Lol
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Don't be afraid of one negative review! I have had my Hooter's Visa card for almost two years and love it, no AF, and only 14.99%, bets my Best Buys MC! Once you have made two payments online through their website, your payment will be posted that day and you'll have your new available balance, too! I have also used my bank's online and my payment was posted and had available balance the same day. Enjoy your new Merrick Visa card!November 2, 2009: Filed Chapter 7, December 10, 2009: 341 Done! January 11, 2010 Last Day for Objections! February 9, 2010 Discharged!!! February 12, 2010 Case Closed, MyFico on 11/09: 550, Now: 715!
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