Well, that was easy......

[sassiebaz]

I posted here over the weekend about getting ready to apply for a Capital One card. I went on their website, did the "pre-qual" little thing they do and BAM! My husband and I both got approved for the Platinumn card...$19 annual fee after the first year( Which I am ok with) and a $500 limit. He plans to use his for gas...his company will reimburse. I plan to maybe charge one thing a month, to start re-establishing our credit. I honestly do not plan on applying for any other cards...until I get offers maybe down the road from AMEX or Discover (big IF). Even then, I am going to be extremely careful. I promise to never go down "That" road again...(credit card debt) I still have student loan debt that I'd like to get a grasp on. Im paying back some of them already..others are in deferment. Im in a good place...and I love the way this feels....

[Nicollette]

Great to hear

[DesdemonaB]

Hey Sassiebaz

I applied last April for a Cap1 got a rewards card 500 limit w/ a 9 month 0% after 6 month of use, only charging what I could afford to pay back - I think I carried a balance one month I got a 250 credit increase. As I come up to my one year I am wondering if they will increase again, but this month I have been receiving "pre-approvals" from Citi whom I BKed, I am happy where I am right now so I view it as I must be doing something right.

Good Luck

[sassiebaz]

Strangely enough, I just applied for a car loan on capital one's website...also got approved! Going to really be careful and take my time finding something just right for my family and our budget.

[Logan]

I posted here over the weekend about getting ready to apply for a Capital One card. I went on their website, did the "pre-qual" little thing they do and BAM! My husband and I both got approved for the Platinumn card...$19 annual fee after the first year( Which I am ok with) and a $500 limit. He plans to use his for gas...his company will reimburse. I plan to maybe charge one thing a month, to start re-establishing our credit. I honestly do not plan on applying for any other cards...until I get offers maybe down the road from AMEX or Discover (big IF). Even then, I am going to be extremely careful. I promise to never go down "That" road again...(credit card debt) I still have student loan debt that I'd like to get a grasp on. Im paying back some of them already..others are in deferment. Im in a good place...and I love the way this feels....

AMEX will never give you a cc with a B. Discover would be a long shot but someone here did say they got one once.

[sassiebaz]

AMEX will never give you a cc with a B. Discover would be a long shot but someone here did say they got one once.

Maybe not Amex....DIscover will....but ya know Im really not even interested at this point. Im good where I am at...trying to save money now...thats the trick!

[jetsfan2010]

Congrats on the approval