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Merrick Bank - Anyone know about them??

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    #1

    Merrick Bank - Anyone know about them??

    Just received a "pre-selected" letter from Merrick Bank
    Annual fee $36
    up to $750 credit limit
    rate 27.70% WOW
    Set up 0
    Address is a PO box in Salt Lake City, UT
    Phone number - none on app
    web site www.merrickbank.com just looked at it and its anybody guess.

    Anyone open any accounts with them? Its been a year and i did not want any of the pay to create your credit file was waiting for a better offer. This looks like one but just want to check with the board and get some feed back.

    Thank you in advance

    Checked the net and got my answner
    404 Not Found
    http://www.oag.state.ny.us/press/2001/feb/feb09a_01.html


    Always do your homework before getting into something.
    I will wait until I get something better.
    Last edited by BrokeCh7; 05-06-2006, 12:03 PM.
    Tags: None
    #2
    Merrick Bank is the issuer of the Hooters Mastercard. Anyone can apply for the hooters mastercard. But before applying for that one, I went to the merrick bank website to apply for a card that wasn't labeled hooters. Thats where I read they only issue their other cards through pre-selected offers, which you have received. Judging from the offer they gave you, apparently its not always that great to be a chosen one lol. Thats just too much interest to pay on anything that you could ever end up carrying a balance on. If you are one to pay it off every month, thats great. But as for the $36 annual fee - go to the capital one website and apply for the card thats only $19 annual fee. I got that one the month after I was discharged.

    Comment

      #3
      I had read the article you posted a link to about Merrick Bank when I researched the Hooter's MC.

      Merrick does have a bit of a checkered past, but another company bought them a couple years ago and they've cleaned up their act quite a bit since that Scam they ran in 1999.

      A CC devil is a CC devil is a CC devil. No changing the leopard's spots. But we gotta use 'em to a certain extent to reestablish ourselves in the eyes of the Credit Gods.

      Just pick your poison wisely.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

        #4
        about Merrick

        Hey,

        Merrick Bank is the same bank offering the Hootercard that everyone is talking about on the site - gave me a $1000 limit no annual fee.

        Comment

          #5
          Has anyone been approved for this card though they included Merrick Bank in BK?
          Orchard Bank Credit Card-(unsecured) $300.00
          Wescom Line of Credit-(secured) $500.00

          Comment

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