After chpt 7 discharge in October 2010, just checked my transunion report this week. Have 4 accounts (credit cards) that show balances and are listed as charge-offs. The other 10 or so accounts have -0- balances and show included in BK. Are the accounts that show balances incorrect, and if so does it matter since they were included in BK?
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If they were included in the bankruptcy, then they should be listed as "IIB" (included in bankruptcy, or some other similar designation such as "discharged in a Chapter 7"). You can just dispute the entries and see if they are corrected or are removed.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
Bankruptcy Wizard
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