IIB Collection

JessMN

Senior Member

Bankruptcy Newbie

Joined: May 2010

Posts: 176

State: Minnesota
#1

IIB Collection

01-14-2012, 08:15 AM

I have a collection on my TU report that shows as $0 and IIB, but I wonder, should it even be there if it isn't an active collection? Or do they stay on reports for 7 years too?

Jessica
Filed Chapter 7 (Minnesota): 5/23/11
Discharged 8/30/11, Not yet closed...
Tags: None
IBroke

Senior Member

Bankruptcy Tutor

Joined: Feb 2009

Posts: 1641

State: Florida
#2

01-14-2012, 08:34 AM

Originally posted by JessMN View Post

I have a collection on my TU report that shows as $0 and IIB, but I wonder, should it even be there if it isn't an active collection? Or do they stay on reports for 7 years too?

Unfortunately, they stay as well.

Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.
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