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    Good Credit? US?

    As we were in Dayton on a trip, we visited my 45 years of membership Credit Union. We paid our HSA account as well as our Overdraft account. I was treated very well as a long time member. We reaffirmed our car as there were only a few payment left during our bk. While there and telling her our bit of a C7 story, she asked if we would like our credit checked for free. Since we use no credit and had no interest in numbers I was tempted and submitted. I was 664 and Mrs. 647. We are a B and she told us to call her and she would make sure we could get a credit line for any car we wanted.

    I was aghast. However, there is one thing she showed. On Mrs. account, there is an open against Mrs. for Lowes. About a grand. She was an authorized user. On mine it did not show. So, it was affixed with a Radio Shack card to Citi I believe.

    My question is, I was discharged and to date we have heard of nothing of this. How do we get this removed? Why do I not have this too? It was my account. She just an authorized user. What's up? 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

    #2
    Originally posted by AngelinaCatHub View Post
    As we were in Dayton on a trip, we visited my 45 years of membership Credit Union. We paid our HSA account as well as our Overdraft account. I was treated very well as a long time member. We reaffirmed our car as there were only a few payment left during our bk. While there and telling her our bit of a C7 story, she asked if we would like our credit checked for free. Since we use no credit and had no interest in numbers I was tempted and submitted. I was 664 and Mrs. 647. We are a B and she told us to call her and she would make sure we could get a credit line for any car we wanted.

    I was aghast. However, there is one thing she showed. On Mrs. account, there is an open against Mrs. for Lowes. About a grand. She was an authorized user. On mine it did not show. So, it was affixed with a Radio Shack card to Citi I believe.

    My question is, I was discharged and to date we have heard of nothing of this. How do we get this removed? Why do I not have this too? It was my account. She just an authorized user. What's up? 'Hub
    Order a copy of your reports and then dispute it in writing.. since it is a AU account it will be an easy delete.

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      #3
      They should delete it pretty easily. You can try online first although it could take 15 days longer. Check all three bureaus. Her score will jump as a result of a delete.

      Comment

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