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What sites are the best to monitor our credit report?

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    #16
    What is 'B*' and 'C*'?

    Sounds like Smart Credit Premium is the way to go for monitoring and daily pulls then?
    BK7 - Discharged May 2011

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      #17
      To explain what bumpage and choppage is would take quite a while. Its a process a lot of people to do to get rid of unwanted inquiries off your credit report before the 2 year mark when they fall off by themselves. Its not cheap and not something I would recommend to people unless they know what they are doing and they really want to do it. It only works for Equifax and Transunion.

      I would not use smart credit premium for normal credit monitoring and pulls. It only pulls Trans Union and its very expensive.
      BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
      Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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        #18
        Costco....... $10 or so with monthly updates and reports and scores from all three.

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          #19
          Originally posted by dspii View Post
          Costco....... $10 or so with monthly updates and reports and scores from all three.
          Do you have to have a membership too to sign up for that?
          Filed 11/17/11 Chapter 13, 341 meeting 12/21/11. Plan confirmed 1/19/12 - DISCHARGED 12/16/15

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            #20
            Yes.....too easy to earn your $50 membership fee back. Just in savings over "other" services, I save about $48 a year. Plus you can buy a years supply of TP for about 1/2 the price of the neighborhood market.

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              #21
              On Credit Karma you can see the individual accounts by clicking on the arrow next to them. It will show you your credit cards, limits, etc. It will also show you car loans and such.

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                #22
                Originally posted by dspii View Post
                Yes.....too easy to earn your $50 membership fee back. Just in savings over "other" services, I save about $48 a year. Plus you can buy a years supply of TP for about 1/2 the price of the neighborhood market.
                Not to mention super cheap cooked chickens
                and organic salad

                Keep On Smilin'

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                  #23
                  Originally posted by keepsmiling View Post
                  Not to mention super cheap cooked chickens
                  and organic salad
                  Seriously on the chicken.

                  I can't buy a whole chicken as cheap as they sell one already cooked!?!?! So I buy a few, strip the meat and vacuum seal chix meat that I have added a touch of seasonings to for fajitas and tacos! Yum. My vacuum sealer has paid for itself SO MANY times over.
                  ~~ Filed Over Median Income Chapter 7: 12/17/2010 ~~ 341 Held: 1/12/2011 ~~ Discharged: 03/16/2011 ~~
                  Not an attorney - just an opinionated woman.

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                    #24
                    Originally posted by dspii View Post
                    Yes.....too easy to earn your $50 membership fee back. Just in savings over "other" services, I save about $48 a year. Plus you can buy a years supply of TP for about 1/2 the price of the neighborhood market.
                    Actually I read somewhere that toilet paper at the warehouse really isn't cheaper, it's more expensive if you do the math. It was some article called "10 things never to buy at a warehouse club" and TP was one of the things on the list.
                    Filed 11/17/11 Chapter 13, 341 meeting 12/21/11. Plan confirmed 1/19/12 - DISCHARGED 12/16/15

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                      #25
                      For sure you have to know your prices. I never buy paper goods there as I can do much better with sales.

                      Keep On Smilin'

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                        #26
                        Originally posted by dspii View Post
                        Costco....... $10 or so with monthly updates and reports and scores from all three.
                        Good to know! I love Costco!
                        Chapter 7 Filed 12/7/11
                        341 Hearing 1/12/12
                        Discharged 3/23/12!

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                          #27
                          Originally posted by keepsmiling View Post
                          Not to mention super cheap cooked chickens
                          NOBODY can compete with SAM'S CLUB's chicken. Mhhhh...Aaahhhh...
                          Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
                          FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
                          FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

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