I Don't Want Any Credit Cards!

[ValleYum]

I agree that saving 5% any day is a good deal but I guess I was posting for the people that are not as disciplined to go straight home and pay the card off. In fact, the OP here stated she had a severe spending problem. Getting a card like this would not be a good idea for the OP. Hey, if you get a job at Target you can save 10%, LOL...just had to add a little humor to lighten the mood so Valleyum doesn't post anymore silly pictures.

It was getting entirely too tense in this thread over a mere misunderstanding of words - and hell this whole forum is mainly about tense stuff - so I just tried to lighten the mood.

[Goteki45]

I never understood of concept of trying to be able to get back into debt, when it was debt that caused all of our problems to begin with. Some debt I know is understandable like acquiring debt in order to buy a car or house. With credit cards, it's like drinking alchool. It will sneak up on you when you least expect it. If I ever get another credit card, I will only have it set at about $2,000 and will refuse any credit line increases.

[Logan]

I never understood of concept of trying to be able to get back into debt, when it was debt that caused all of our problems to begin with. Some debt I know is understandable like acquiring debt in order to buy a car or house. With credit cards, it's like drinking alchool. It will sneak up on you when you least expect it. If I ever get another credit card, I will only have it set at about $2,000 and will refuse any credit line increases.

Been drinking alcohol for 25 years and it's yet to sneak up on me.

[mountanddo]

Been drinking alcohol for 25 years and it's yet to sneak up on me.

LOL...sorry I found that funny!

[BankruptinNJ]

I never understood of concept of trying to be able to get back into debt, when it was debt that caused all of our problems to begin with. Some debt I know is understandable like acquiring debt in order to buy a car or house. With credit cards, it's like drinking alchool. It will sneak up on you when you least expect it. If I ever get another credit card, I will only have it set at about $2,000 and will refuse any credit line increases.

Yes, I'm so afraid that I will need another "credit intervention"! I just love not owing any money except for my rent and other monthly bills.