Credit Repair Question

[buffetbuster]

I'm not sure if this is the right forum to post, but I"m going to give it a go...

My Chapter 7 case is discharged and closed. I looked at my credit report for the first time today and received my scores for all 3 agencies. It appears Trans Union is posting everything correctly, but my question is with how Experian & Equifax are posting items on my credit report.

For creditors that I had discharged in the bankruptcy, they are still listing them as Derogatory. Should this be reflected as closed? Transunion is reporting the ones that E&E are reporting as closed(paid).

Any help would be greatly appreciated.

[buffetbuster]

To add an addendum to my post, I looked at saw that all of my balances are 0 even though they are reporting Derogatory. Does this mean I should still dispute?

[justbroke]

Any status or payment history that was before filing bankruptcy is accurate reporting. Some of the credit bureaus report things slightly differently, but all your accounts should be some version of closed, $0 balance and included in bankruptcy (IIB).

If you feel that the reporting is inaccurate, you can file a dispute.