Chase keeps sending one of those "$125 if you open a checking account" offers to my address. It's generic, not specifically targeted at me. I could use an extra $125, but I'm not sure if it's safe to open an account with them. I know they aren't supposed to take any of my money post-BK, but if they did I couldn't afford to sue them to get it back.
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3/7/11 -
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Don't see why not 'go for it'.Originally posted by randian View Post
A relative of mine got a Chase Credit card with a decent credit line within the first year post bk. What's noteworthy is that Chase was one of the creditors that got 'stiffed' on the bk..... -
I posted this exact question maybe a month ago.... I ended up going into the Chase branch and opening a checking account with direct deposit of my paycheck.
No issues whatsoever and I put the $125 bonus into my new savings account!Comment
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Watch the fees. It seems banks are starting to charge more and more for checking accounts. Not sure if Chase is one of them.Comment
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None of the no-fee accounts are eligible for the offer. However, if you have direct deposit or a minimum balance they'll waive the fees.Originally posted by Logan View Post3/7/11 -Comment
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Bluemartini,
I was thinking about going back to Chase to get this 125.00. Chase was my primary account before I filed, and I did have a CC and my mortgage with them. The CC got discharged (7K), my mortgage not reaffirmed and Im still trying for a mod with them now.
My main question for you though is...did they give you a VISA logo'ed debit also? My current local bank refused my debit card because I applied for the account after I filed BK so right now Im without debit....and I want one....
Thanks.Comment
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$125 is nice but open an account a a financial institution you want to do business with. If it's Chase then great but if you'd rather be with BOFA, Perkstreet or some other bank is it really worth $125 to do business with someone you'd rather not?Comment
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