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Car was not reaffirmed...

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    Car was not reaffirmed...

    Is there anything I can do about this post discharge? I signed a reaffirmation agreement prior to my 341. I never thought about it again and apparently my lawyer did not file it with the court. I have a 2010 vehicle and have never been late on a payment. Now it's IIB and not reporting on my credit reports (of course). I'm angry because I thought I did what I had to do and my lawyer dropped the ball. Can I do anything about this now? OR do I just keep paying another 4 years on a loan that won't report? The payment/interest is quite good and I had/have no intentions of getting rid of the car...

    #2
    Originally posted by vegemily View Post
    OR do I just keep paying another 4 years on a loan that won't report? The payment/interest is quite good and I had/have no intentions of getting rid of the car...
    You just answered your own question. You have a good payment with a good interest rate and no intentions of getting rid of the car.

    Even if you had reaffirmed, there is still a good possibility that the payments still would have not reported.
    All information contained in this post is for informational and amusement purposes only.
    Bankruptcy is a process, not an event.......

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      #3
      OK, thanks I guess I was just hoping for a miracle or something...lol

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