How does a reaffirmed debt show on your credit report? I reaffirmed my home loan but on credit report it says debt discharged under chapter 7.
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We reaffirmed our mortgage also. It showed on our credit report as included in bankruptcy. When we disputed that showing that we had reaffirmed (then sold & paid off the house a few months later) it came back as showing late every month after the bk discharge then charged off the month we sold it (for a profit & we were never late). We provided the satisfaction of mortgage, but they wouldn't change it. We should have left well enough alone I thinkDischarged Ch 7 9/10/08
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