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TL's
HSBC $300, applied for and recieved back in Oct, during the BK
MBNA $25000, survived the BK but they won't let me access it due to lates and other negatives on the CR's
Roadloans.com up to $25000 @ 15.99%, time for a newer car
Hooter's $5000 ...3/24/2006
I thought everyone was joking when they talked about a 'hooters' card. Apparently not! I've never been to hooters and probably never will. After all, you're not going to get laid by the chicks prancing around in front of you, its just a tease. But I'll take a mastercard, so I just now applied.
ha-who would have thought Hooters had a credit card.....my husband would think it was the coolest, but I would probably be embarassed to take it out of my wallet!! LOL
It looks like the Hooters Card is very BK friendly and pulls from TU. Here's a link to a thread at another discussion forum where BK people have talked about it there:
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
Yes the only one that is stinky is experian... They have all delinquent reporting instead of just iib... I have been working on getting letters out to clean it up...
My TU score from Truecredit.com is 674, so thats a good sign... I will let you know if the approve me...
Hmmm... Tempted to apply, but I'll wait and see some more replies first! These days, you could use the card enough to show activity and never have to hand it to a cashier... Buy something online, or swipe it for a pay-at-the-pump gas station!
Discharged Chapter 7 09/05
Post Bankruptcy Credit:
Target $200 (12/05)
Capital One $500 (12/05)
Hooters Mastercard $2000 (04/06)
Exactly what I am going to do, it will be my gas card, and as soon as my score goes up I will get rid of it... I am not sure how I would explain why I have a Hooter's card...
And I definetly dont want to say, "I filed bankrupcty and this was the only major credit card that would approve me..."
I will let you know ASAP their decision from my application. I just did it today and it told me 7-10 days to hear something...
For those who are wondering, there are no photos or anything racy onthe card.
It just says Hooters with the owl eyes on it in orange, and the card is black.
BUSY running my own credit repair services! Sorry I don't stop in so often any more!
Hooter's..............yay!!! I applied for this card, and to my suprise, I was approved with a limit of $1000. My HIGHEST card ever. I am totally shocked. I read this thread over the weekend, and thought what the heck!!! I just found out tonight that I was approved. WOW!!!!
Okay.........I hope I'm not the only FEMALE that has applied for this card. I have NEVER set foot in a Hooter's, and I probably never will. Okay ladies......those that have applied and got approved, please chime in so I won't be feeling embarrassed at this point!!!! YIKES!!!!!!!!!!!!!!!
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