I was recently discharged (Aug 2010 CH7) since then I paid of my car and have a NON secured capital one card with a 500$ limit.
On my reports it lists my car and verizon accounts as included in the bankruptycy. Although this information was included in my petition it was NOT discharged. I continued to make car payments until April 2011 and still maintain my verizon wireless account. What if any effect does this have on my report and score? I know that my recent payments were not reported due to the bankruptcy but wondering how urgent, if at all, is it to fix this. All other credit info seems to be correct on all three reports.
On my reports it lists my car and verizon accounts as included in the bankruptycy. Although this information was included in my petition it was NOT discharged. I continued to make car payments until April 2011 and still maintain my verizon wireless account. What if any effect does this have on my report and score? I know that my recent payments were not reported due to the bankruptcy but wondering how urgent, if at all, is it to fix this. All other credit info seems to be correct on all three reports.