Experian - after discharge - question?

[Kuya]

Ok, so I was officially discharged on 5/12/11, and I just checked my Experian Credit Report and I am very worried:

It shows my original BK as :

Status: Chapter 13 Bankruptcy petition

And now there is what appears to be a SECOND bankruptcy showing

Identification number: same as old + REL
Status: Chapter 13 bk discharged

This feels wrong . . there should not be two showing right?

Can someone confirm if this is normal?

[Kuya]

Posted in wrong place . . . should have placed this in "After Discharge area" sorry

[lrprn]

No worries, kuya - I moved your thread into the Rebuilding Credit forum area

It looks like what you are seeing on your credit report are the original Ch 13 bk filing as a line item and then the Ch 13 discharge line item for the same filing. Do you see specific dates associated with either line item?

[Kuya]

You are correct - they are appearing as two separate line items, with two different (but similar) case numbers. One has "REL" at the end of it. It really does look like two entries for the same thing. I am trying to buy a car (been without for 6 months and I just cant go on any more like this) and 2 BK's showing would totally ruin any chance.

However, last night I pulled my EXP Vantagscore (because exp does not offer FICO) and it was 737. I assume if it was really counting them as two bk's my score would have tanked. . . . just looks very odd.

No worries, kuya - I moved your thread into the Rebuilding Credit forum area

It looks like what you are seeing on your credit report are the original Ch 13 bk filing as a line item and then the Ch 13 discharge line item for the same filing. Do you see specific dates associated with either line item?