i have tried to read through the other threads but cant seem to find the info i need (or maybe not reading correctly)
I was discharged in march, 30 days after i reviewed my reports to start cleaning it up.
I did an online dispute with transunion and and equifax. i recieved today the results and something is still fishy.
transunion:
boa shows the account as "charged off" still (one of the accounts i disputed) with a remark that shows "account closed by consumer"
hsbc best buy shows Pay Status: >Payment After Charge Off/Collection< with a remark of "Account information disputed by consumer"
the rest is showing correctly.
equifax:
hsbc bext buy shows "the creditor shows this as reported correct" Status - Charge Off
ADDITIONAL INFORMATION - Consumer Disputes This
Account Information
boa shows "the creditor shows this as reported correct" Status - ChargeOff
ADDITIONAL INFORMATION - Account Closed At Consumers
Request
all others that were disputed have been corrected.
so looks like hsbc best buy and bao have denied my dispute on both credit reports (note: experian showed ALL accounts including those above as included in bankruptcy)
any have an suggestions??
thanks
I was discharged in march, 30 days after i reviewed my reports to start cleaning it up.
I did an online dispute with transunion and and equifax. i recieved today the results and something is still fishy.
transunion:
boa shows the account as "charged off" still (one of the accounts i disputed) with a remark that shows "account closed by consumer"
hsbc best buy shows Pay Status: >Payment After Charge Off/Collection< with a remark of "Account information disputed by consumer"
the rest is showing correctly.
equifax:
hsbc bext buy shows "the creditor shows this as reported correct" Status - Charge Off
ADDITIONAL INFORMATION - Consumer Disputes This
Account Information
boa shows "the creditor shows this as reported correct" Status - ChargeOff
ADDITIONAL INFORMATION - Account Closed At Consumers
Request
all others that were disputed have been corrected.
so looks like hsbc best buy and bao have denied my dispute on both credit reports (note: experian showed ALL accounts including those above as included in bankruptcy)
any have an suggestions??
thanks