I filed Chapter 7 on February 17th and am awaiting discharge. My reason for filing was because my house is underwater and I cannot afford the mortgage any more. I was current on my second mortgage until I filed bankruptcy. As it turns out, my original servicer was Bank of America (formerly Countrywide) and in February it was turned over to Green Tree Servicing. They both are reporting that it's derogatory. Is this right? Or even fair that I have two derogatory items on my credit report for one mortgage?
Any thoughts are appreciated. Can I dispute this?
Thank you! This is such a great forum.
Any thoughts are appreciated. Can I dispute this?
Thank you! This is such a great forum.