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should I pay off my car or keep making payments?

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    #16
    If you pulled them from the credit bureaus then they aren't FICO scores. They are FAKOs. The only place you can get your fico for TU and EQ is on myfico.com. If you purchase Equifax's score power that is actually the FICO but if you just pull EQ's standard report and score it is not the right score. Its a lot more difficult to get your Experian FICO... some credit unions will give you that score for being a member with certain products.

    I'm not trying to burst your bubble, I just don't want you to go apply for something thinking that your scores are what you found and they aren't the actual scores. Its hard to gauge where your FICO is in relation to your FAKO as well as for some people one is higher than the other and for others its lower.
    BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
    Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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