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Changing personal information on credit report?

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    Changing personal information on credit report?

    My transunion report is pretty much all cleaned up. It even has an account that was IIB, that is still on there showing as a satisfactory account that is open with no balance. I just left that one and didn't challenge it, since it is showing positive. My question is regarding personal info. Is it beneficial to add my current job on there and my job before that one doesn't show up either. I know it won't help credit score, but would it look better to have my employment updated on the report though? Any responses or feedback are appreciated. Thanks!
    Discharged Chapt 7 on 7/7/10.
    Scores as of 7/12/11: EQ Fico 653; TU Fico 644; EX Quizzle 652
    Only card right now is Cap One $2500, no AF, approved 12/4/10.

    #2
    Any input on this one? Thanks all!
    Discharged Chapt 7 on 7/7/10.
    Scores as of 7/12/11: EQ Fico 653; TU Fico 644; EX Quizzle 652
    Only card right now is Cap One $2500, no AF, approved 12/4/10.

    Comment


      #3
      Well, you can do it if you want but when applying for credit, I don't think it matters at all. If a creditor is focused on verifying employment, they are going to ask for W-2s or pay-stubs - but they won't rely on information on your report. And since you already pointed out correctly that it won't affect your score in the first place....
      Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
      FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
      FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

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        #4
        I go out of my way to ensure the personal info is minimal. The bureaus know WAY too much about us already.

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          #5
          Originally posted by df04527 View Post
          The bureaus know WAY too much about us already.
          Yeah, that's another thing to consider.
          Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
          FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
          FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

          Comment


            #6
            Sounds good. I guess I won't change any personal info at this point. Thanks for the replies!
            Discharged Chapt 7 on 7/7/10.
            Scores as of 7/12/11: EQ Fico 653; TU Fico 644; EX Quizzle 652
            Only card right now is Cap One $2500, no AF, approved 12/4/10.

            Comment

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