Iphone Accounts

[ForumReader]

Have not been on the forum for a while--I wanted to see if others on this forum can pitch in their experiences getting Iphones after BK? I have a friend who recently got an Iphone, but he was required to put down a $500 deposit since he did not have credit re-established after BK (he filed for BK back in 1999). He said he would get his deposit back after one year.

I am thinking of getting an Iphone, but need to be prepared to put down a deposit just in case. Anyone have problems with getting their Iphone accounts set up after BK?

[justbroke]

If your friend hasn't established credit since a 1999 bankruptcy discharged, then your friend just has poor credit (period). I have opened a new iPhone account with Apple after filing bankruptcy and still received a "new" account (last August) with no deposit on an iPhone 4.

[Logan]

Have not been on the forum for a while--I wanted to see if others on this forum can pitch in their experiences getting Iphones after BK? I have a friend who recently got an Iphone, but he was required to put down a $500 deposit since he did not have credit re-established after BK (he filed for BK back in 1999). He said he would get his deposit back after one year.

I am thinking of getting an Iphone, but need to be prepared to put down a deposit just in case. Anyone have problems with getting their Iphone accounts set up after BK?

I had no problems getting an Iphone when I was about 2 years out of BK.

Logan

[AMISLANDER]

I was with Altell which morphed into Verizon (Altell during bankruptcy 2005-07). Ordered my iphone through Verizon & had no problems.

[wantout]

Ordered my Iphone thru ATT in Sept of 2010, I was dishcharge in April 2010, just the $199 fee for a Iphone with 2 year contract....

[ForumReader]

Great--thanks all--I am looking into getting an Iphone sometimes this month, will compare rates and such for both Verizon and At&T. Although, I think these rates will be similiar. For those who posted, did the Iphone supplier ask for your ssn #?

[Exployer1234]

I got my iPhone about a 8 months before I filed BK. My credit score was around 500 at the time and I still got the phone without a deposit. I have AT&T and though I had an issue of them switching my account after I filed, I still have service and have not been charged a deposit. I may try Verizon in July, but my credit score is back up around 650 now ( I checked it 2 months ago), so hopefully Verizon will not charge a deposit.

AT&T does require your SS#. If it comes back that you need a deposit then you can cancel the transaction.

[enginegirl]

i'm in a chapter 13 and had absolutely no problem getting and iPhone through ATT.... mind you I have had an account with them for the past 10 years and despite everything have never been late on a payment! loosing my phone and email access would be like loosing an arm (oh and my paycheck too!).
Good luck on getting one! iPhone 4 ROCKS!

[Silver26]

We decided to get iPhones about one month after our discharge. Had 0 issues getting them.

[Willswife]

I had no issue getting my iPhone either. Now I did already have my home phone and Uverse with ATT and never made a late payment so that may have helped.

[scorpion35]

i tried to get a smart phone and was denied by T-mobile and approved by Sprint with a $100 deposit

[jennordhavn]

I filed Ch. 7 Dec. 2008, discharged Mar. 2009 and got a family plan with 3 iPhones in Dec. 2010 with no deposit required.