Capital One CC approval

[21bwife]

My husband and I were both approved Feb 23. 500.00 CL's each. 0 percent for a year.. 14% after. No annual fee.

Discharge was Jan 24th...

Just sharing for others out there looking to apply to rebuild :-)

[ScaredINMich]

That's great! Did you have any credit cards with them that were claimed in your BK?

[21bwife]

We had one that only had 300.00 or so owed on it....

[westindy78]

I was just approved also for Capitol One $500 CL. 1 year of no Annual fee and $19 there after.

[CCsAreEvil]

After several tries over the past year, was finally approved for $500 CL. I BK'd $10k on them. Interest rate is insane at 25% or so but who cares. No annual fee for the 1st year and then $19 annual fee.

[westindy78]

Yeah that seems to be what they are offering right know 1 yr no annual fee and 19 there after. With a whopping 24.9 APR. But Im with you dont care about the APR cause I wont have a balance!!

[LSUTiger32]

I got approved at 0% also!!!! I use cash!

[backtoschool]

I got approved at 0% also!!!! I use cash!

Welcome back LSU! I am still waiting for your comments on my nfcu card that I was approved for.

[Amy26]

Grats to all...

@backtoschool ... hey I responded to your uber NFCU love... am I chopped liver? :P

[magicman]

Same here discharged 2/14. Approved $1000CL, no annual fee 1st year, 19 after, ~24.99% APR. BK 5000 on Capital One.

[backtoschool]

Grats to all...

@backtoschool ... hey I responded to your uber NFCU love... am I chopped liver? :P

Amy!!!! I love you you know that!!!!

Seriously, it was your nfcu post that clued me in to find someone to help me join.

[Amy26]

LOL... I feel da love I feel it!

Ahh, well that's very awesome then. I'm glad I helped someone.

[thereshope]

Thanks for this thread. I was really nervous about applying for new credit but I applied and was approved for $1,000 credit line. $19 annual fee and a 20%+ variable interest date. I'm one year from discharge. I had two $500 business cards with them included in bk. It will be nice for traveling if I need to rent a car.

[pathfinders]

Congratulations on the Cap one. Very good card to rebuild

[Willswife]

I BK'd them in 2008 on 2 cards but I thought I would try them again today after reading the posts. I was also approved for $1000 with the 24% intererst and the $19 fee. I'll take it!!!