Issues obtaining a free annual credit report after BK?

[nceguyfromne]

I just tried all 3 companies. One stated I had already obtained my yearly report (I'm 99% sure that didn't happen but I'll take them at their word), the second said they were unable to verify my identity or I may have a fraud alert on file (wasn't done by me) and the third stated there was a "system problem" and I should try again later, but a quick look on Google suggests this is not a problem that will clear up. Has anyone else had absolutely no luck pulling their credit reports after discharge? My credit is not super important to me right now but I would like to work on it sometime in the near future.

Wonder if my BK attorney's office saved themselves some $$$ and pulled all my free reports. ;)

[carlsbadmike]

Credit Report

Try annualcreditreport.com. It's what I used and is free, once a year. It provides reports for all 3 credit reporting agencies. Good luck.

[nceguyfromne]

Try annualcreditreport.com. It's what I used and is free, once a year. It provides reports for all 3 credit reporting agencies. Good luck.

I should have clarified, that was the site I used. I have used it in the past without issue.

[carlsbadmike]

You can use creditKarma.com to pull a credit score for free as many times as you want. I check mine every month

[SPalin]

I requested my three annual credit reports from annualcreditreport.com last month and had the same problem! I have to send in my ID to Experian and Equfax (as they couldn't find my file with what I provided) and deal with Transunion (they say I received it, but I couldn't view it on-line). I didn't have an issue when discharged last year, either! Hope you find out what the problem was and get your free reports as required by law!