Question about how something is worded on credit report

[nomoneynomore]

I was wondering if the way the payment status on this is worded is a problem, or if that is ok? This is the only negative account that is still showing on my credit report. The bankruptcy shows, but all other accounts have been deleted.

Experian Equifax
Account Name: **COMPANY NAME**
Account Number: XXXXX
Account Type: Revolving
Account Status: --
Monthly Payment: - -
Date Opened: 05/2005 05/2005
Balance: - -
Terms:
High Balance: $5,337 -
Limit: $3,502 -
Past Due: - -
Payment Status: Chargeoff or Collection Chargeoff or Collection
Comments: Collateral: BANKRUPTCY CHAPTER 7 Included in bankruptcy

[CCsAreEvil]

I think the more important fields here are the Balance (owed) and the Past Due fields. If there's no Balance (there shouldnt be in an IIB account) and no Past Due info, then that's pretty good.

The other possible field is the "Monthly Payment". I have my mortgage account which is IIB, however, they are still showing a monthly payment amount. I tried getting it corrected with Experian, but they wouldn't do it. I don't know why.

I may have to contact CitiMortgage to correct it. Who knows if they will. Also, my account shows "reaffirmation" which is incorrect. Maybe I need to send them a copy of my discharge letter.