Credit One CC?

[carlsbadmike]

I have a Credit One card which I got 6 weeks after my discharge and I'm very happy with it. I make a regular payment once a week on line and if you do a regular payment/not an express payment, there is no charge. In 2 months they have raised my credit limit $100. I found the rate to be fair, considering my recent BK7. I got another one approved with a different company 3 weeks after BK that is double the interest rate of this one but I pay it off every month so there is no interest charge. I was thankful to get these 2 unsecured cards and both of them report to all 3 credit reporting agencies, so I can start to rebuild my credit rating. They both have an annual fee of $75 which doesn't seem out of line.

[researchnerd]

I don't have $6 monthly fee on my account, just the $59 AF... still not going to complain as they did give me a card 2 weeks after my discharge and 1 automatic CLi.

$59 annual fee / 12 months = $4.92 monthly fee. They get you one way or the other.

[IBroke]

The biggest issues is alot of people have reported being denied credit because they had Credit One listed on their credit reports.

Hahaha...That's a good one...

[getback]

Hahaha...That's a good one...

I never heard that....

[IBroke]

I never heard that....

Because it's complete BS...