Credit monitoring: May i recommend it....

[JGra]

good to know, i think the one I was lookin at has weekly FAKO and 3 FICO I guess :P

Its stupid as crap that they all are just starting to go off and do their own scoring systems when this is all very important info for people.

[hist111]

USAA credit monitoring sounds like a good deal. They have teamed up with Experian, which usually means fako score.

[JGra]

especially now they've given me 50% off, my wife and my credit reports every day of the week if we want for only about 13$ a month total. Ive always used them for our auto insurance as all other companys pretty much straight up told us they cant compete. Noticed one day they offered credit monitoring and thought that'd be a good idea. I seen on the myfico forums a bunch of people maintain both usaa's 3-in-1 thing I have and a myfico membership.

[CCsAreEvil]

Started using IdentityGuard (IG via Costco). I really am for using this type of service post-BK. Of course, maybe after 1 year or 2 years time, things "should" be cleared up enough where you should not have to worry about dealing with things from the BK.

So, IG just sent me an alert that Citimortgage just updated my mortgage loan record. It was just recently fixed to show no balance and no late payments. However, they just updated the record to show over $200k owed and over 180 days late. Stupid companies. This is the 2nd time they do this. I think I'll be either giving them a call or mail them my discharge papers from over a year ago now.