Will my credit report say when my chapter 7 is discharged? after the discharge will my account and bk get updated to a different status?
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do credit report indicate when im discharged?
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I don't think your credit report will say the discharge date. It will just say that the debts were included in a bankruptcy.I may be smarter than an attorney, but I'm not one. No legal advice here, people.
Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11
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It does show the discharge date... I believe all three of my reports have the date I was discharged listed on the public record. This is what it says on my trans union report:
Bankruptcy Dispute
Type: Chapter 7 Bankruptcy Add Experian and Equifax Reports NOW!
Status: Discharged
Date Filed/Reported: 06/10/2009
How Filed: Individual
Reference #: 914636
Closing Date: 09/23/2009
Court: Federal District
Liability: $0
Exempt Amount:
Asset Amount: $0BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
Scores: EQ 745 EX 704 TU 710 as of 08/15/2012
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The public record section of your credit report will show a listing from your bk court and it will show the date filed and the date discharged. It takes a month or so to update after discharge, but the public record does update on your reports as discharged eventually.You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under
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